1. Agreement: By accessing this Web Site, you agree to the following terms and conditions. If you do not agree, please exit this Web Site.

2. Ownership: Unless otherwise indicated, this Web Site and its contents are the property of David Oakey. ("OWNER") and/or its contributors and are protected pursuant to copyright and trademark laws.

3. Authority to Download: You are authorised to download one copy of the material on this Web-Site on one computer for your personal, non- commercial use only but you may not in so doing remove or amend any trademark, copyright or other proprietary notice.

4. No other copying: Subject to the above, you may not modify, copy, distribute, republish or upload any of the material on this Web-Site without the prior consent of OWNER in writing. No intellectual property or other rights shall be transferred to you.

5. Postings: To the extent that portions of this Web Site (such as "chat rooms" or "bulletin boards") provide users an opportunity to post and exchange information, ideas and opinions ("Postings"), BE ADVISED THAT OWNER DOES NOT SCREEN, EDIT, OR REVIEW POSTINGS PRIOR TO THEIR APPEARANCE ON THIS WEB SITE, and Postings do not necessarily reflect the views of OWNER. To the fullest extent permitted by applicable laws, OWNER excludes all responsibility and liability for the Postings or for any losses or expenses resulting from their use and/or appearance on this Site.

6. NO WARRANTIES: OWNER MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THIS WEB SITE OR ITS CONTENTS, WHICH ARE PROVIDED FOR USE "AS IS." OWNER DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, QUALITY. AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THE WEB SITE AND ANY WEB SITE WITH WHICH IT IS LINKED. OWNER ALSO MAKES NO REPRESENTATIONS OR WARRANTIES AS TO WHETHER THE INFORMATION ACCESSIBLE VIA THIS WEB SITE, OR ANY WEB SITE WITH WHICH IT IS LINKED, IS ACCURATE, COMPLETE, OR CURRENT. It is your responsibility to evaluate (or take professional advice on) the accuracy and completeness of all information, opinions and other material on this Web Site or any Web Site with which it is linked. Price information is subject to change without notice. Your statutory rights as a consumer, if any, are not affect by these provisions, and owner does not seek to exclude or limit liability for fraudulent misrepresentation.

7. Exclusion of Liability: To the fullest extent permitted by applicable laws, OWNER on behalf of its employees, agents, suppliers, and contractors exclude liability for any losses and expenses of whatever nature and howsoever arising, including without limitation any direct, indirect, special, punitive, or consequential damages, loss of use, loss of data, loss caused by a virus, loss of income or profit, loss of or damage to property, claims of third parties, or other losses of any kind or character, even if OWNER has been advised of the possibility of such damages or losses, arising out of or in connection with the use of this Web Site or any Web Site with which it is linked. You assume total responsibility for establishing such procedures for data back up and virus checking as you consider necessary.

8. Law: You agree that the courts of England shall have exclusive jurisdiction to resolve any controversy or claim of whatever nature arising out of or relating to use of this Web-site, and that the laws of England shall govern such controversy or claim.

9. Hyperlinks: Our site contains links to other sites of clients or contacts of ours which we believe may be useful and interesting. Such links, however, are not endorsements by us of any products or services supplied via or referred to in such sites and no information in such sites has been expressly or impliedly endorsed or approved by us. By using a link on our site you indicate your agreement that we shall be under no liability arising out of your use of such link.